We're not just a lending company – we're your financial partners committed to making your aspirations a reality with transparent, affordable, and accessible loan solutions.
Udhar Capital was born from a simple observation: millions of Indians struggle to access fair and transparent financial services. Traditional lending was complicated, time-consuming, and often inaccessible to those who needed it most.
We set out to change that. By leveraging technology and maintaining unwavering commitment to customer satisfaction, we've created a lending platform that puts people first – offering quick approvals, minimal documentation, and interest rates that don't burden your dreams.
"Making financial freedom accessible to every Indian, one loan at a time."
- Our MissionStarted with a vision to democratize lending in India with our first office in Mumbai.
Launched our digital platform, reducing approval time from days to just 10 minutes.
Crossed 5,000 satisfied customers and disbursed over ₹50 crores in loans.
Expanded to 15+ cities and partnered with leading financial institutions.
Introduced AI-powered loan processing and reached 10,000+ happy customers.
The principles that guide everything we do
To provide fast, transparent, and affordable financial solutions that empower individuals and businesses across India to achieve their goals without the stress of traditional lending barriers.
To become India's most trusted and customer-centric financial services provider, revolutionizing the lending industry through innovation, integrity, and a commitment to financial inclusion.
Your satisfaction is our priority
Continuously improving our services
Your data is safe with us
Serving customers across India
The values that define our culture and commitment
We believe in honest, ethical, and transparent business practices in every interaction.
We strive for excellence in everything we do, continuously improving our services.
Your needs and satisfaction drive every decision we make and action we take.
We embrace technology and innovation to provide faster, better financial solutions.
We're not just another lending company – here's what sets us apart
We offer some of the most competitive interest rates in the market, starting from just 10.5% p.a. Your financial wellbeing matters to us, and we believe affordable credit shouldn't be a luxury.
Time is money, and we respect both. Our AI-powered system processes applications in under 10 minutes, with money in your account within hours – not days or weeks.
Forget endless paperwork. We've streamlined our process to require only essential documents – Aadhaar, PAN, and bank statement. That's it!
No hidden charges. No fine print. No surprises. What you see is what you get – complete transparency in all our dealings is our promise to you.
Life is unpredictable, and we understand that. Choose from flexible tenure options and customize your EMI to match your cash flow and convenience.
Our customer support team is always here to help. Whether you have questions or need assistance, we're just a call or message away – ready to serve you.
Dedicated professionals committed to your financial success
Founder & CEO
15+ years in financial services
Chief Operations Officer
Expert in operations management
Head of Technology
Fintech innovation specialist
Customer Success Lead
Customer satisfaction expert